What is Development Finance?
- Short-term finance for land purchase and construction
- Used for residential and commercial projects
- Funds released in stages as the build progresses
- Designed to keep project cash flow efficient
Development Finance
Expert support from start to finish for developers, investors, and builders across Ireland.
Discuss Your Project
Expert support from start to finish
Tailored development funding for single-unit builds, multi-unit schemes, and larger projects across Ireland.
- From site acquisition through to completion
- Structured around your build programme and exit
- Managed end-to-end by KeyStone
How we support your project
A fully managed brokerage service through every stage of funding.
Funding structure and strategy
We assess project viability and funding needs, structure the right blend of senior debt and mezzanine where required, and align terms with your planned exit.
Access to lenders
Through our lender panel, we source funding from mainstream banks, specialist development finance providers, and private or alternative lenders, including options for complex and time-sensitive projects.
End-to-end coordination
We prepare and package your application, liaise with lenders, valuers, and quantity surveyors, coordinate staged drawdowns, and support you through credit approval and legal completion.
Ongoing support
We stay involved through the build, monitoring drawdowns, helping manage variations or cost changes, and supporting a smooth exit through refinance or sale.
Typical development finance features
Loan-to-Cost (LTC)
Typically up to 70-90% (subject to lender)
Loan-to-GDV
Typically up to 60-70%
Build Cost
Up to 100% of build cost in suitable cases
Interest
Often rolled up or serviced
Term
Typically 12-36 months depending on project
Drawdown
Released in stages aligned with build progress
Who we work with
- Residential developers from single units to multi-unit schemes
- First-time developers with strong professional teams
- Experienced builders and contractors
- Property investors and joint ventures
Why choose KeyStone
- Strong relationships with Irish and specialist lenders
- Deep understanding of local planning and development landscape
- Tailored funding strategies, not one-size-fits-all
- Fast, responsive, and deal-focused approach
- End-to-end support from site purchase to exit
Our process
Initial consultation
Understand your project, costs, and timelines.
Funding strategy
Structure the most suitable finance solution.
Application and approval
Prepare and submit a strong credit proposal.
Drawdown and build
Coordinate staged funding throughout construction.
Exit strategy
Support refinance or sale upon completion.
Have a deal in mind?
Share the details and we'll come back with an informed view - no obligations, no pressure.